Service Agreement

mm123 Terms & Conditions

This policy applies to all mm123 platform users. By continuing to use the service, you are considered to have read and accepted these terms.

Last Updated: 1 November 2026

By accessing the mm123 platform, opening an account, or using any of our services, you confirm that you have fully read and understood these terms and conditions and agree to be bound by them. This document is a legal agreement between mm123 and its users. If you do not agree with any of these terms, please stop using the service.

The terms set out in this document apply to all of mm123's website, mobile platform, and available services. This policy should be read together with the Privacy Policy and the Responsible Gaming policy.

1

General Agreement

Nature of the Service

mm123 is a platform that provides internet-based casino, football betting, and digital gaming services. All services operate on a fair basis and run in an environment protected by SSL technology.

By accessing and playing, you further agree that you are playing at your own responsibility, that the results of this service are random, and that no wins can be guaranteed.

Language

The original policy written in Burmese is the definitive version of these terms and conditions. If a translation is provided and any inconsistency arises, the Burmese original will be referenced.

2

User Eligibility

Age Restriction

mm123 services are available to adults aged 21+ only. Anyone under 21 may not open an account or play. mm123 may verify a user's age at any time, and if it cannot be confirmed, the account will be suspended and deposits handled accordingly.

One Account Per Person

Each user may open only one account on mm123. Accounts linked to the same IP address, payment method, or personal information will be treated as duplicate accounts by mm123 and may be closed.

  • No more than one account per family member
  • If accessing from a shared computer with a colleague or friend, you must notify us in advance
  • Bonuses and winnings obtained on duplicate accounts may be voided
3

Account Registration and Management

Providing Accurate Information

When opening an account, you must provide accurate and complete personal information. Name, phone number, and payment method — if any of this information is incorrect, withdrawals may be suspended and verification will be required.

Account Security

You are personally responsible for keeping your login credentials (username/password) confidential. You must not allow any third party to access your account. If you notice any unauthorised access, you must immediately notify [email protected].

  • Change your password regularly
  • Only log in from your personal devices
  • mm123 is not responsible for any losses that occur as a result of a third party playing on your account

KYC Verification

mm123 may carry out KYC (Know Your Customer) checks at any time in accordance with applicable regulations. If the required documents (copy of national ID card, payment records) are not submitted within the specified timeframe, withdrawals may be suspended.

4

Deposit and Withdrawal Policy

Deposit Methods

Deposit methods available on mm123 are KBZPay, Wave Money, AYA Pay, CB Pay, and bank transfer. The minimum deposit amount for each method is 3,000 Ks.

Deposits are not always instant and may take time depending on the relevant payment network. To keep the deposit process smooth, please send the exact amount.

Withdrawals

The minimum withdrawal amount is 10,000 Ks. Withdrawals will be processed within 15 minutes to 2 hours, and KYC verification and bonus wagering requirements must be met first.

  • The withdrawal payment method must match the deposit method used
  • Transfers to a third party's bank account or wallet will not be made
  • mm123 may investigate suspicious deposit or withdrawal patterns and may suspend transactions
  • Bank fees and payment network charges are the responsibility of the individual concerned
Note: Winnings from bonuses require the wagering requirement to be met before withdrawal. Withdrawals made without clearing the bonus balance may be declined.
5

Bonuses and Promotions

Welcome Bonus

The mm123 welcome bonus matches your first deposit at 100%, up to a maximum of 500,000 Ks. To withdraw, you must wager the bonus amount 10 times before a withdrawal can be made.

Example — If you deposit 20,000 Ks, you receive a 20,000 Ks bonus and your balance becomes 40,000 Ks. To withdraw, you must wager 20,000 Ks × 10 = 200,000 Ks.

Another example — If you deposit 1,020,000 Ks, you receive a 500,000 Ks bonus (due to the maximum cap) and your balance becomes 1,520,000 Ks. To withdraw, you must wager 500,000 Ks × 10 = 5,000,000 Ks.

General Bonus Terms

  • The eligible game types and wagering contribution for each bonus are stated separately within the promotion details
  • Bonuses are not automatically added with a deposit — do not claim a bonus unless you intend to use it
  • Withdrawing while a bonus is active before the balance is cleared may result in the bonus balance being forfeited
  • You can check your balance through the mm123 service to see whether a bonus has been cleared before withdrawing
  • mm123 reserves the right to modify or discontinue any bonus offer at any time
Warning: mm123 actively monitors for bonus abuse (fraudulent bonus claiming) and may take appropriate action where it is found.
6

Gaming Policies

Game Fairness

All games on mm123 use Random Number Generator (RNG) technology. Results are fair, though they cannot be guaranteed in advance. mm123 has no ability to pre-determine the outcome of any individual player's game.

Game Interruption

If a game round is interrupted due to a technical error, the outcome will be determined based on the last recorded state on the mm123 server. This decision is final and cannot be reviewed.

Winning Limits

mm123 may adjust the maximum payout limits per round or per day in line with its policies. Any such changes will be announced on the platform before taking effect.

7

Prohibited Activities

Strictly Prohibited Conduct

The following actions are strictly prohibited on the mm123 platform:

  • Creating duplicate or shared accounts to claim bonuses
  • Attempting to manipulate game results through hacking, bot software, or any other technical means
  • Attempting to use the platform for money laundering
  • Arbitrage bonus play through a third party
  • Tampering with or obtaining in-game information through dishonest means
  • Wagering only the bonus continuously without playing with your own funds, in an attempt to withdraw
Escalation: If any of these violations are detected, mm123 will issue a warning. Further violations may result in bonus forfeiture, suspension of deposits and withdrawals, or account closure.
8

Personal Data Protection

Personal Data Handling

mm123 uses the personal data you provide solely for service improvement, KYC verification, and communication purposes. It will not be sold to any third party under any circumstances.

For details on how your data is protected, please read our Privacy Policy.

Cookies and Tracking

Session cookies and analytics tools may be used to improve website performance and for security checks. By continuing to use the platform, you agree to this use.

9

Limitation of Liability

Service Interruptions

mm123 is not directly liable for disruptions to gaming services caused by network breaches, server maintenance, third-party service outages, or malware attacks.

mm123 is not responsible for issues or losses arising from a player's own computer, mobile device, or internet connection.

Gaming Losses

Losing in games is a normal part of playing. mm123 is not responsible for any financial losses from gameplay. Set your own limits before you play and follow the Responsible Gaming policy.

10

Account Suspension

Self-Closure of Account

Players may request to close their own account at any time via 24/7 Live Chat or [email protected]. Any remaining balance must be withdrawn before the account is closed. Bonus amounts that have not met wagering requirements cannot be withdrawn.

Conditions Under Which mm123 May Suspend an Account

  • If a breach of these terms can be proven
  • If bonus abuse using duplicate accounts is detected
  • If a player is found to be under 21
  • If suspicious activity suggesting attempted money laundering is detected
  • If documents requested for KYC verification are not submitted within the specified deadline

The balance remaining in an account suspended by mm123 will be determined based on the findings of the review, and any bonus balance obtained through a breach of the rules may be forfeited.

11

Changes to Terms

Publication of Amendments

mm123 may amend these terms at any time, and any changes will be published on the website. Continued use of the site after an announcement is made will be considered acceptance of the amendments.

Significant changes will be announced in advance as a notice within the service platform, and the "Last Updated" date of this policy will be shown at the top of this page.

12

Contact Us

Customer Support

If you have any questions about these terms, you can reach mm123 customer support via 24/7 Live Chat or by email. Our support team responds in Burmese and is ready to help resolve any issues.

[email protected]

Gaming support, Responsible Gaming guidance, and account-related enquiries — all handled through these two support channels.

To access mm123 Login, visit here.

Terms and Conditions — FAQ

mm123 services are for adults aged 21+ only. If an underage account is found, it will be closed immediately and any remaining balance will be handled accordingly.

The wagering requirement means you must wager 10x the bonus amount before you can withdraw any winnings from that bonus. For example — if you receive a 20,000 Ks bonus, you must wager a total of 200,000 Ks before a withdrawal is allowed.

Withdrawals are processed within 15 minutes to 2 hours. However, it may be delayed if your KYC verification is still in progress or the wagering requirement has not been met. If you have any issues, contact us via Live Chat.

Each person may only have one account. Creating duplicate accounts may result in bonuses being forfeited and accounts being closed. Family members may each open their own account on their own device, but do not share the same bank account or payment method.

For KBZPay, Wave Money, AYA Pay, CB Pay, and bank transfer, the minimum deposit for all methods is 3,000 Ks. The minimum withdrawal amount is 10,000 Ks.

mm123 will announce any important changes on the platform. The "Last Updated" date at the top of this page will always reflect the latest revision, and continuing to use the platform means you have accepted the changes. If you do not agree with any changes, contact us via 24/7 Live Chat.

You can contact mm123 customer support via 24/7 Live Chat or [email protected] to request account closure. Any remaining balance must be withdrawn before the account is closed, and bonus amounts that have not met wagering requirements cannot be withdrawn. You can also view self-limit options in the Responsible Gaming policy.